If you are looking for dental insurance, you may wish to consider our alternative, the Harrison Dental Savings Plan. It is comparable to a preferred provider network fee schedule, but much less expensive. Here’s how it works:
The Basic Plan: Two cleanings, two exams and any necessary x-rays per year. Consultation about treatment options. Oral cancer screening and fluoride treatments. 25 percent off all dental treatment, including whitenings, cosmetics and veneers. Cost: $300 for the first person, $150 for the second person, $100 for each additional person and $800 for a family. Annual individual maximum benefit is $2,000.
The Preferred Plan Everying in the Basic Plan, plus: 30 percent off all treatment and annual individual benefit maximum of $3,000. Cost: $400 for the first person, $250 for the second person, $150 for each additional person and $1,175 for a family. Consider that a typical exam, bite wing and X-ray can cost $268, and you can see this savings plan starts adding up. Also, a typical insurance plan costs $40 a month for the first person and has an annual maximum benefit of $1,200. Plus, usually you cannot claim any benefits for the first year, even though you are paying into the plan!
The Harrison Dental Savings Plan starts immediately, costs 25 percent less and gives more compared to an insurance plan. There are a few cases where a dental plan may make more sense for you. For example, if you have dental coverage through your employer and a larger family, you should probably stick with that. However, for just about anyone else, our plan will give you more value for the money. Each plan is based on an individual benefit year and cannot be combined with other insurance plans, discounts or promotions.